BMW Financial Customer Service

BMW is one of the few car manufacturers to have an internal financing operation. Its called BMW Financial Services, or simply BMW FS, and it offers loans and leasing for BMW vehicles in the United States, Europe, and the rest of the world. It also offers vehicle insurance, subscriptions, protection plans, and credit cards.

The company is headquartered in Columbus, Ohio, and Woodcliff Lake, New Jersey, and it has a customer service center in Salt Lake City. The company employs a workforce of about 3,600 people. Its products are sold through BMW centers and dealers in the U.S., as well as through the companys website.

Among other things, BMW FS offers special leases and discounts for current and former military personnel. It also provides discounts for college graduates, and it has a program that gives incentives to corporate fleet customers. The company also offers a buyout option for leased vehicles, and it allows you to swap your vehicle for another model in the middle of a contract term.

BMW FS also provides interest rate locks, which are agreements that freeze your loan or lease rate for a specific amount of time. This is useful for buyers who want to know how much their monthly payments will be for a certain period of time, so they can plan accordingly. This is an optional feature that can be added to any type of financing or lease agreement, and it can be beneficial for many different types of borrowers.

To qualify for an interest rate lock, you must first apply to BMW FS through an authorized dealership. The dealer will check your credit score and other information to determine if you are eligible for the program. Then, you must take delivery of your new or pre-owned BMW within the rate lock period. If you don’t, the rate will expire and you will have to reapply for the program.

While the low APR rates offered by BMW FS are attractive, they aren’t available to just anyone. The company only offers these rates to borrowers with excellent credit ratings and solid incomes. Those with poorer credit may need to have a cosigner to meet the eligibility requirements.

The companys website is a valuable resource for finding out more about BMW FS and the programs that it offers. The site features FAQs, articles, videos, and other tools to help you learn more about the company and its products. The website is easy to navigate and contains helpful information that can help you make the right decision about how you finance or lease your BMW. You can even contact the customer service team through email if you have any questions or concerns. BMW Financial Customer Service